Return Codes | Reason and Explanation of the ACH, Echeck Return Codes |
R 01 | The Account does not have sufficient Funds to clear the check. Contact the customer and ask to update the account balance with sufficient funds. Retry the Transaction. |
R02 | The Account is no longer active. Maybe the merchant took a lot of time in submitting the transaction or the Transaction was intentionally directed to a closed account (Closed account cannot be used to perform any financial transactions) |
R03 | Account not Found - Account Details Mismatch - Ask the customer to confirm the account number and routing number. We recommend you to ask your customer to verify the numbers on the bank Check Leaf. |
R04 | Not a Valid Account Number - Maybe the number was entered incorrectly. Verify and try a new transaction. |
| R05 | |
R06 | |
R07 | |
R08 | |
R09 | |
| R10 | |