Merchant Account Forum - Helpdesk - Quadra Services

            Common ACH Return Codes and Reasons


            Return Codes
            Reason and Explanation of the ACH, Echeck Return Codes
            R 01
            The Account does not have sufficient Funds to clear the check. Contact the customer and
            ask to update the account balance with sufficient funds. Retry the Transaction.
            R02
            The Account is no longer active. Maybe the merchant took a lot of time in submitting the transaction or the 
            Transaction was intentionally directed to a closed account (Closed account cannot be used to perform any financial transactions)
            R03
            Account not Found - Account Details Mismatch - Ask the customer to confirm the account number and routing number. We recommend you to ask your customer to verify the numbers on the bank Check Leaf.
            R04
            Not a Valid Account Number - Maybe the number was entered incorrectly. Verify and try a new transaction.
            R05

            R06

            R07

            R08

            R09

            R10


















































































            Updated: 08 Feb 2018 08:23 PM
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